Let's talk about what is important to you ...

"Superior Planning Brings the Future into the Present."… Mike Vance

Please contact me for a 30-minute free consultation/personal financial advice via Zoom.

Regency Financial Group
2855 Piedmont Ave.
La Crescenta, CA 91214
Tel: (818) 330 9610
Fax: (818) 369 7246
This email address is being protected from spambots. You need JavaScript enabled to view it.

 I don't sell; I serve - Vahick A. Yedgarian

A 401(k) is a feature of a qualified profit-sharing plan that allows employees to contribute a portion of their wages to individual accounts.

https://www.irs.gov/retirement-plans/401k-plans

• Elective salary deferrals are excluded from the employee’s taxable income (except for designated Roth deferrals).
• Employers can contribute to employees’ accounts.
• Distributions, including earnings, are includible in taxable income at retirement (except for qualified distributions of designated Roth accounts).

See the 401(k) Resource Guide for details on 401(k) plans.

Choose a 401(k) Plan

• Choosing a 401(k) plan
• Overview of types of 401(k) plans
• One-participant 401(k) plans

Establish a 401(k) Plan

• Steps to establishing a 401(k) plan
• How to include automatic contribution increases in a plan
• Sample automatic enrollment plan language
• How to establish designated Roth accounts in a 401(k) plan

Participate in a 401(k) Plan

• Contribution limits
• 401(k) topics for participants
• General guidance on participating in your employer’s plan

Operate and Maintain a 401(k) Plan

• Operating a 401(k) plan
• 401(k) topics for plan sponsors
• Mid-year Amendments to Safe Harbor 401(k) Plans and Notices
• 401(k) Questionnaire Final Report contains insights on plan operations and maintenance

Correct a 401(k) Plan

• 401(k) Checklist Helps you keep your 401(k) plan in compliance with important tax rules.  

• 401(k) Fix-It Guide Tips on how to find, fix and avoid common errors in 401(k) plans.

Terminate a 401(k) Plan

Additional resources for 401(k) Plans

Source: irs.gov

To find out more about 401(k) plan services offered through RFG, contact us at (818) 330-9610 or email This email address is being protected from spambots. You need JavaScript enabled to view it.