Wealth Management

Wealth management as an investment-advisory discipline which incorporates financial planning, investment portfolio management and a number of aggregated financial services. High-net-worth individuals (HNWIs), small-business owners and families who desire the assistance of a credentialed financial advisory specialist call upon wealth managers to coordinate retail banking, estate planning, legal resources, tax professionals and investment management. Wealth managers can have backgrounds as independent Chartered Financial Consultants, Certified Financial Planners or Chartered Financial Analysts (in the United States), Chartered Strategic Wealth Professionals (in Canada),[1] Chartered Financial Planners (in the UK), or any credentialed (such as MBA) professional money managers who work to enhance the income, growth and tax-favored treatment of long-term investors (Wikipedia).

Giving you control where it goes

Based on your circumstances, we can help you identify the best mix of effective providers and customize unique solutions for your portfolio.  We offer a variety of ways to invest and guidance to help you choose what is best for you.  We offer a multitude of investment choices including mutual funds, exchange traded funds, stocks, bonds, certificates of deposit and other short-term investments.  That is the Regency difference—objective advice and guidance that is always in your best interest.

Your “surplus capital” is the amount you can commit to your legacy or other causes without limiting your lifestyle. Your CFP® Advisor works with you to find the best way to build and transfer this wealth through generations. Your CFP® Advisor analysis will include charitable giving, wealth transfer and minimizing taxes.

Mutual Fund

Investing Mutual funds are one of the popular investment vehicles. There are thousands of them holding trillions of dollars in investments. In fact, currently there are more different mutual funds available to investors than there are different publicly traded corporations offering common stock.

Many people buy mutual funds because of their competitive returns. Others like them because they are easy to buy and sell or redeem. Still other investors like the fact that investment risk is diversified over many companies held in a mutual fund portfolio.

Mutual funds also provide professional portfolio management.  Mutual funds can be chosen on the basis of fund investment objectives that match the individual investor's objectives.  However, there is a cost for the management and convenience of mutual funds, which is borne by the portfolio and paid in the form of various fees and charges.

Nevertheless, mutual funds are a convenient and potentially rewarding way for investors of all levels of sophistication to invest.  

Exchange Traded Funds (ETFs)

Your choice of comprehensive range of investment solutions includes all publicly traded ETFs.  ETFs are investments that contain a pool of securities representing a specific index such as the Dow Jones Industrial Average or the S&P 500.  Essentially, ETFs are built like index funds but trade like stocks, are priced continually and can be bought or sold throughout the trading day.  Whether domestic and global your Certified Financial Planner™  will explain the choices available to you and will guide you toward making the best decision to meet your investment goals.


For some, investing in individual stocks (also called equities) fits into their overall financial strategy.  Stocks can provide one of opportunities for long-term growth as part of a portfolio.  Let us help determine if investing in individual stocks suits your investment objectives.  Let us evaluate your goals, savings and investments to determine if stocks are right for your portfolio. 

Bonds & Treasuries

Bonds are debt securities issued by companies, government entities and municipalities. When a company sells bonds, instead of borrowing money from a bank, the company is in essence issuing an IOU to the investors who bought the bonds, which must be paid back with interest.  However, bonds are not risk-free.

Your CFP® can help you evaluate the ratings of various bonds.  Moreover, we can help you judge the risk of the bonds and determine which types of bonds will work best for your overall investment portfolio.

Certificates of Deposit and Money Markets

Certificate of Deposit (CD).  CD's let you lock in rates for the term or maturity you want while providing the safety and security of FDIC (Federal Deposit Insurance Corporation) Insurance for up to $250,000 for each institution.  Some investors like to include the relatively safe, short-term benefits of a CD. 

Regency’s CFP® can help you to decide if CDs are an appropriate investment tool for your portfolio.  If so, our advisors will search from a vast selection of CD issuers to find ones with the best interest rates and terms of investment.

Your Financial Success

Regency's CFP® is here to help you.  Let us assist you in identifying your financial goals; evaluating your current investment plan and revising your course of action to better achieve your objectives.

Investing in securities involves risk of loss that clients should be prepared to bear.

To find out more about investment choices services offered through RFG, contact us at (818) 330-9610 or email This email address is being protected from spambots. You need JavaScript enabled to view it.