Wealth Manager and Wealth Management
A wealth manager is a financial advisor who provides services and advice tailored to clients' needs. The role of a wealth manager includes a broad range of financial planning services such as investment management, estate planning, tax planning, and retirement planning. Wealth managers often work with clients to create a comprehensive, strategic plan that addresses the client’s financial goals and objectives, considering their financial situation and risk tolerance. The aim is to preserve and grow wealth over the long term, ensuring financial security and legacy planning.
Wealth management is a service that combines financial and investment advice, accounting and tax services, retirement planning, and legal or estate planning for a fee. It is a consultative process whereby the advisor gleans information about the client's wants and specific situation and then tailors a personalized strategy using various financial products and services. Wealth management is more than investment advice, as it can encompass all aspects of a person's financial life. The idea is that rather than trying to integrate pieces of advice and various products from a series of professionals, individuals benefit from a holistic approach in which a single manager coordinates all the services needed to manage their money and plan for their own or their family's current and future needs.
Giving you control over where your money goes
Based on your circumstances, your CFP® can help you customize solutions for your portfolio. We offer a variety of ways to invest and guidance to help you choose what is best for you. RFG offers many investment choices, including mutual funds, exchange-traded funds, stocks, bonds, certificates of deposit, and other short-term investments.
Your “surplus capital” is the amount you can commit to your legacy or other causes without limiting your lifestyle. Your CFP® works with you to find the best way to build and transfer this wealth through generations.
Mutual Fund
There are thousands of mutual funds holding trillions of dollars in investments. Some people buy mutual funds because the investment risk is diversified over many companies in a mutual fund portfolio.
Mutual funds also provide professional portfolio management. Mutual funds can be chosen based on fund investment objectives that match the individual investor's objectives. However, there is a cost for the management and convenience of mutual funds, which is borne by the portfolio and paid in various charges. Please read the prospectus and consult a professional before investing.
Exchange Traded Funds (ETFs)
Your choice of a comprehensive range of investment solutions includes all publicly traded ETFs. ETFs are investments that contain a pool of securities that could also represent a specific index such as the Dow Jones Industrial Average, S&P 500, or NASDAQ. Essentially, ETFs are traded like stocks, are priced continually, and can be bought or sold throughout the trading day. Whether domestic or global, your CFP® will explain the choices available to you and will guide you toward making the best decision to meet your investment goals. Please read the prospectus and consult a professional before investing.
Stocks
For some, investing in individual stocks (also called equities) fits into their overall financial strategy. Stocks can provide one of opportunities for long-term growth as part of a portfolio. Let us help determine if investing in individual stocks suits your investment objectives. Let us evaluate your goals, savings and investments to determine if stocks are right for your portfolio.
Bonds & Treasuries
Bonds are debt securities issued by companies, government entities and municipalities. When a company sells bonds, instead of borrowing money from a bank, the company is in essence issuing an IOU to the investors who bought the bonds, which must be paid back with interest. However, bonds are not risk-free.
Your CFP® can help you evaluate the ratings of various bonds. Moreover, we can help you judge the risk of the bonds and determine which types of bonds will work best for your overall investment portfolio.
Certificates of Deposit and Money Markets
Certificate of Deposit (CD). CD's let you lock in rates for the term or maturity you want while providing the safety and security of FDIC (Federal Deposit Insurance Corporation) Insurance for up to $250,000 for each institution. Some investors like to include the relatively safe, short-term benefits of a CD.
Regency’s CFP® can help you to decide if CDs are an appropriate investment tool for your portfolio. If so, our advisors will search from a vast selection of CD issuers to find ones with the best interest rates and terms of investment.
Your Financial Success
Regency's CFP® is here to help you. Let us assist you in identifying your financial goals; evaluating your current investment plan and revising your course of action to better achieve your objectives.
Investing in securities involves risk of loss that clients should be prepared to bear.
To find out more about investment choices services offered through RFG, contact us at (818) 330-9610 or email This email address is being protected from spambots. You need JavaScript enabled to view it.
